The KiwiSaver retirement schemes have revolutionised our approach to how we save for our retirement. It is now easier, assisted and more transparent. 

lika ADVICE delivers in two key areas with Kiwisaver:

  • Advice about Kiwisaver Schemes in general and how they operate. The features and benefits of the scheme. How different types of kiwisaver funds fit into the life stages of generalised profiles. This process is about information from the adviser and discovery by the client. Once a client has established that fit in a profile they can review fund options and mixes.
  • Provide clients with the information and options to join three leading Kiwisaver Fund Providers

KiwiSaver offers benefits no other investment can and when you join KiwiSaver you will receive: 

A 3% contribution from your employer.

If you’re contributing to KiwiSaver from your salary or wages, your employer is required to put in a minimum of 3% of your Before-Tax Pay (less employer's superannuation contribution tax).

Member Tax Credits of up to $521.43 every year.​

For every $1 you put into your KiwiSaver scheme account, the Government will put in 50 cents up to a maximum of $521.43 per year, if you’re 18 or over. This is called a Member Tax Credit.

 Your money is held in trust.

Whether you are with a big Aussie bank or a New Zealand owned KiwiSaver specialist, the KiwiSaver Act requires your investments to be held by a licensed trustee and not the scheme provider. This means you can focus on selecting the fund that's right for you knowing your investments are being held and supervised by an independent trustee.

First home withdrawal.

If you’ve never owned a home, and you’ve been a KiwiSaver member for at least three years, you can take out all of the money both you and your employer have put in, as well as all of the investment returns, to help buy your first home.

Up to $10,000 HomeStart grant.

On top of the first home withdrawal, if you’re eligible, you may also receive up to $10,000 as a HomeStart grant from the Government towards your first home.

Child Legacy

A will from grandparents that bypasses the parents. This is your chance to give your kids a head start. We feel passionately about the next generation developing sound financial habits, the earlier the better.