Gavin Hyde - Registered Financial Adviser at lika

likaADVICE is here for you whether it is lending, insurance, kiwisaver or asset protection we have you covered. With 20+ years experience Gavin has the tools and skills to help you navigate the financial seas, avoid the sales sharks and product maelstroms.
Gavin Hyde - Registered Financial Adviser at lika
Gavin Hyde - Registered Financial Adviser at lika
An interesting read below from QV in their August housing report. There are definitely early indications that numbers and confidence are returning to the Auckland housing market.

The graph below shows the average price has eased over the last 18 months, this correction has been longer and more gentle the 2007-2009 correction.

With interest rates at all-time lows and many kiwibuild, new-builds underway confidence is increasing. Now is a great time be looking at your first home purchase or upgrading from your existing home or make this big upgrades to your home or even looking at an investment property.

Give me a call 0221883844 or send a message to make a time to discuss.

Gavin Hyde
Registered Financial Adviser

https://www.qv.co.nz/property-insights-blog/corelogic-qv-august-house-price-index-business-as-usual-/475
Gavin Hyde - Registered Financial Adviser at lika
Gavin Hyde - Registered Financial Adviser at lika
My next First-time buyer session is all about the buyer / Real Estate Agent relationship.

Be sure to register through Meetup
Gavin Hyde - Registered Financial Adviser at lika
Gavin Hyde - Registered Financial Adviser at lika
"..in the recently released Morningstar KiwiSaver Survey for June 2019, all three (Generate) funds had podium rankings (top three) over both the 1 and 5 year periods"

To discuss how to switch to Generate Kiwisaver give me a call or drop me a message.

Gavin Hyde
0221883844

http://generatekiwisaver.cmail19.com/t/ViewEmail/d/E119C71592E3F2FA2540EF23F30FEDED/7D650F3D3B3C8898E663AB054A538FBA
Gavin Hyde - Registered Financial Adviser at lika
Gavin Hyde - Registered Financial Adviser at lika
The OCR is reduced by 0.50% to 1.0% - Short term mortgage rates to tumble - Money will be cheap if you can get it.

The LAST sentence below is telling. After 10+ years of an FTA with China, NZ's manufacturing industries are depleted/reduced and the drawback of a more service-based economy is that it is not a beast that the RBNZ can crank up. Hence, they are trying to get ahead of the game to encourage expansion in the areas that are left, along with primary industries and hoping that import inflation is kept down by the international scene being depressed and competing for reduced buyers.

"The Committee noted that low business confidence had dampened business investment in 2018 and had remained weak in mid-2019. The members discussed that if sentiment remained low, perhaps due to global economic conditions or if profitability remains squeezed, growth might not increase as anticipated over the medium term. The members also noted that the shift in domestic production from manufacturing towards services was also dampening business investment."

https://www.interest.co.nz/bonds/101078/rbnz-delivers-huge-surprise-50-basis-point-cut-official-cash-rate
Gavin Hyde - Registered Financial Adviser at lika
Gavin Hyde - Registered Financial Adviser at lika tagged Fixed Interest rate review - secure a great rate.
Housing rates keep falling with the BNZ moving their 2 -year rate down to 3.79%.

If you are with the BNZ contact me to lock this in or to see if we can get a sharp rate on their 3-year rate where they have shown willingness to move.

New clients welcome (yes I can help existing BNZ clients as well as any other bank clients)

Contact me on 0221883844 or gavin@lika.co.nz

Check out this Meetup: The Buyer / Real Estate Agent relationship. https://t.co/3kwZPSFN2o #Meetup #Auckland via @Meetup

On @ThePanelRNZ Chairperson of #chapmantripp @franks_lawyer @CTInsights supports @UCNZ student law society bullying and humiliation of profoundly deaf student @DeafActionNz @deaf_aotearoa https://t.co/JVJuolmvVZ

After tie.....
England win #CWC Cricket World Cup due to having the most runs scored by lefthanders in the final between the two teams.

England wins #cwc on the back of an utterly lucky deflection for 4 from Stokes bat when diving for his ground. When a win isn't a win.

What is the criminal cut off line for All Black selection?

Is Man assaults woman just below the line, would the person be selected if he abused a child, had done Class A drugs, posted homophobic messages on Instagram?

The @AllBlacks brand and @NZRugby say a lot of things like
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